:root {
  --white: #ffffff;
  --bg: #f5f7fb;
  --surface: #ffffff;
  --ink: #1a1f2c;
  --anthracite: #2b3140;
  --navy: #0f2747;
  --navy-deep: #0a1b33;
  --blue: #1f5eff;
  --blue-soft: #e8efff;
  --line: #d9e0ec;
  --muted: #5d6678;
  --success: #0f7a4c;
  --danger: #b42318;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(15, 39, 71, 0.08);
  --font: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --display: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --container: 1280px;
  --header-h: 72px;
  --topbar-h: 40px;
}

.ico {
  width: 1em;
  height: 1em;
  flex: 0 0 auto;
  display: block;
}

*,
*::before,
*::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { margin: 0; padding: 0; list-style: none; }
button, input, select, textarea { font: inherit; }

.container {
  width: min(var(--container), calc(100% - 2rem));
  margin-inline: auto;
}

.site-chrome {
  position: sticky;
  top: 0;
  z-index: 60;
}

.topbar {
  background: var(--navy-deep);
  color: rgba(255,255,255,.88);
  font-size: .82rem;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.topbar-inner {
  min-height: var(--topbar-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: .75rem;
}

.topbar-links,
.topbar-actions {
  display: flex;
  align-items: center;
  gap: .35rem;
  flex-wrap: wrap;
}

.topbar-link,
.icon-btn {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  min-height: 30px;
  padding: 0 .65rem;
  border-radius: 999px;
  color: rgba(255,255,255,.9);
  font-weight: 700;
  white-space: nowrap;
  transition: .18s ease;
}

.topbar-link:hover,
.icon-btn:hover {
  background: rgba(255,255,255,.1);
  color: #fff;
}

.topbar-short { display: none; }

.icon-btn-wa {
  background: rgba(18,140,126,.25);
}
.icon-btn-wa:hover {
  background: rgba(18,140,126,.4);
}

.site-header {
  position: relative;
  z-index: 50;
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  height: var(--header-h);
  min-height: var(--header-h);
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  align-items: center;
  gap: .75rem 1rem;
  min-width: 0;
}

.logo {
  display: flex;
  align-items: center;
  gap: .7rem;
  flex: 0 0 auto;
  max-width: 260px;
  line-height: 1.15;
  min-width: 0;
}

.logo-img {
  width: 44px;
  height: 52px;
  object-fit: contain;
  border-radius: 0;
  background: transparent;
  border: 0;
  flex: 0 0 auto;
  display: block;
}

.logo-text {
  display: grid;
  gap: .12rem;
  min-width: 0;
}

.logo-mark {
  font-weight: 800;
  font-size: .9rem;
  color: var(--navy);
  letter-spacing: -.02em;
  white-space: normal;
  line-height: 1.15;
  overflow: visible;
  text-overflow: unset;
}

.logo-sub {
  font-size: .72rem;
  color: var(--muted);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: nowrap;
  gap: .3rem;
  min-width: 0;
  overflow: visible;
}

.nav-btn,
.nav > a.nav-btn,
.nav-item > button.nav-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .3rem;
  height: 36px;
  padding: 0 .7rem;
  color: var(--navy);
  font-size: .78rem;
  font-weight: 700;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 9px;
  cursor: pointer;
  white-space: nowrap;
  line-height: 1;
  transition: .18s ease;
  text-decoration: none;
  flex: 0 0 auto;
}

.nav-btn .ico {
  width: 14px;
  height: 14px;
  flex: 0 0 auto;
  opacity: .85;
}

.mega h4 .ico {
  width: 14px;
  height: 14px;
  flex: 0 0 auto;
  color: var(--blue);
  opacity: .9;
}

.btn-label-short { display: none; }

.btn .ico {
  width: 15px;
  height: 15px;
}

.nav-btn:hover,
.nav > a.nav-btn:hover,
.nav-item > button.nav-btn:hover {
  color: var(--blue);
  border-color: #b8c9f0;
  background: var(--blue-soft);
}

.nav-btn-network {
  color: var(--navy-deep);
  border-color: #c5d0e4;
  background: #f3f6fb;
}

.nav-btn-network:hover {
  border-color: var(--navy);
  color: var(--navy);
  background: #e8eef8;
}

.nav-item { position: relative; flex: 0 0 auto; }

.mega {
  position: absolute;
  top: calc(100% + .55rem);
  left: 0;
  transform: none;
  width: min(720px, 80vw);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1.25rem;
  display: none;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  z-index: 60;
}

.nav-item:hover .mega,
.nav-item:focus-within .mega { display: grid; }

.mega h4 {
  margin: 0 0 .55rem;
  font-size: .78rem;
  text-transform: uppercase;
  letter-spacing: .04em;
  color: var(--muted);
  display: flex;
  align-items: center;
  gap: .4rem;
}

.mega a {
  display: block;
  padding: .35rem 0;
  color: var(--anthracite);
  font-size: .9rem;
  font-weight: 500;
  white-space: normal;
}

.mega a:hover { color: var(--blue); }

.header-cta {
  display: flex;
  align-items: center;
  gap: .5rem;
  flex: 0 0 auto;
  min-width: 0;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .4rem;
  min-height: 44px;
  padding: .7rem 1.15rem;
  border-radius: 10px;
  border: 1px solid transparent;
  font-weight: 700;
  font-size: .92rem;
  cursor: pointer;
  transition: .2s ease;
  white-space: nowrap;
}

.btn-header {
  min-height: 40px;
  height: 40px;
  padding: 0 .95rem;
  font-size: .84rem;
  border-radius: 9px;
}

.btn-primary {
  background: var(--blue);
  color: var(--white);
}
.btn-primary:hover { background: #174ad1; }

.btn-secondary {
  background: var(--navy);
  color: var(--white);
}
.btn-secondary:hover { background: var(--navy-deep); }

.btn-outline {
  background: transparent;
  border-color: var(--line);
  color: var(--navy);
}
.btn-outline:hover { border-color: var(--blue); color: var(--blue); }

.btn-whatsapp {
  background: #128c7e;
  color: #fff;
}
.btn-whatsapp:hover { background: #0e7368; }

.btn-block { width: 100%; }

.menu-toggle {
  display: none;
  width: 40px;
  height: 40px;
  border: 1px solid var(--line);
  border-radius: 9px;
  background: #fff;
  cursor: pointer;
  flex: 0 0 auto;
  padding: 0;
}

.menu-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  margin: 5px auto;
  background: var(--navy);
}

/* Hero — full bleed */
.hero-bleed {
  position: relative;
  min-height: min(92svh, 820px);
  display: grid;
  align-items: end;
  overflow: hidden;
  color: #fff;
  border-bottom: 0;
  background: var(--navy-deep);
}

.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 62% center;
  transform: scale(1.05);
  animation: hero-drift 16s var(--ease, cubic-bezier(.22,1,.36,1)) forwards;
}

@keyframes hero-drift {
  to { transform: scale(1); }
}

.hero-veil {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(10,27,51,.88) 0%, rgba(10,27,51,.62) 42%, rgba(10,27,51,.28) 100%),
    linear-gradient(0deg, rgba(10,27,51,.82) 0%, transparent 48%);
}

.hero-content {
  position: relative;
  z-index: 1;
  width: min(42rem, 100%);
  margin-inline: 0 auto 0;
  padding: calc(var(--header-h) + 2.5rem) 0 clamp(3.2rem, 7vw, 5rem);
}

.brand-lockup {
  margin: 0 0 .85rem;
  font-size: clamp(1.65rem, 4.2vw, 2.75rem);
  font-weight: 800;
  letter-spacing: -.02em;
  line-height: 1.05;
  color: #fff;
  max-width: 16ch;
}

.hero-bleed h1 {
  margin: 0 0 1rem;
  font-size: clamp(1.2rem, 2.4vw, 1.55rem);
  font-weight: 600;
  line-height: 1.35;
  letter-spacing: -.01em;
  color: rgba(255,255,255,.95);
  max-width: 22ch;
}

.hero-lead {
  margin: 0 0 1.5rem;
  color: rgba(255,255,255,.78);
  font-size: 1.02rem;
  max-width: 46ch;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: .7rem;
  margin-bottom: 1rem;
}

.hero-note {
  margin: .85rem 0 0;
  font-size: .84rem;
  color: rgba(255,255,255,.62);
}

.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.hero-trust li {
  padding: .4rem .7rem;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,.22);
  background: rgba(255,255,255,.08);
  font-size: .78rem;
  font-weight: 700;
  color: rgba(255,255,255,.9);
}

.btn-light {
  background: rgba(255,255,255,.12);
  border-color: rgba(255,255,255,.28);
  color: #fff;
}
.btn-light:hover {
  background: rgba(255,255,255,.2);
  border-color: rgba(255,255,255,.45);
  color: #fff;
}

.reveal {
  opacity: 0;
  transform: translateY(1rem);
  animation: rise .85s cubic-bezier(.22,1,.36,1) forwards;
}
.delay-1 { animation-delay: .1s; }
.delay-2 { animation-delay: .2s; }
.delay-3 { animation-delay: .32s; }
@keyframes rise {
  to { opacity: 1; transform: none; }
}

.section {
  padding: clamp(3.2rem, 7vw, 5rem) 0;
}

.section-muted { background: var(--bg); }
.section-navy {
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: #fff;
}
.section-navy .muted,
.section-navy .section-head p { color: rgba(255,255,255,.75); }

.section-head {
  max-width: 640px;
  margin-bottom: 2rem;
}

.section-head h2 {
  margin: 0 0 .65rem;
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  line-height: 1.2;
  color: inherit;
  letter-spacing: -.01em;
}

.section-head p {
  margin: 0;
  color: var(--muted);
}

.muted { color: var(--muted); }

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.25rem;
}

.card h3 {
  margin: 0 0 .45rem;
  font-size: 1.05rem;
  color: var(--navy);
}

.card p {
  margin: 0;
  color: var(--muted);
  font-size: .95rem;
}

.card-dark {
  background: rgba(255,255,255,.06);
  border-color: rgba(255,255,255,.12);
  color: #fff;
}
.card-dark h3 { color: #fff; }
.card-dark p { color: rgba(255,255,255,.75); }

.process-steps,
.timeline {
  display: grid;
  gap: 0;
}

.process-steps li,
.timeline li {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 1rem;
  padding: 1rem 0;
  border-bottom: 1px solid var(--line);
}

.section-navy .process-steps li,
.section-navy .timeline li {
  border-bottom-color: rgba(255,255,255,.12);
}

.step-num {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-weight: 800;
  background: var(--blue-soft);
  color: var(--blue);
}

.section-navy .step-num {
  background: rgba(255,255,255,.12);
  color: #fff;
}

.step-body strong {
  display: block;
  margin-bottom: .2rem;
}

.insurer-empty {
  padding: 1.5rem;
  border: 1px dashed var(--line);
  border-radius: var(--radius);
  background: #fff;
  color: var(--muted);
}

.insurer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 1rem;
}

.insurer-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1rem;
  background: #fff;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .35rem;
}

.insurer-card img {
  height: 42px;
  width: auto;
  margin: 0 auto .35rem;
  object-fit: contain;
}

.insurer-catalog {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: .85rem;
}

.insurer-tile {
  display: flex;
  align-items: center;
  gap: .85rem;
  min-height: 72px;
  padding: .85rem 1rem;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  transition: border-color .2s ease, box-shadow .2s ease, transform .2s ease;
}

.insurer-tile:hover {
  border-color: #c9d8ef;
  box-shadow: 0 8px 24px rgba(15, 40, 80, .06);
  transform: translateY(-1px);
}

.insurer-tile strong {
  display: block;
  color: var(--navy);
  font-size: .95rem;
  line-height: 1.25;
}

.insurer-mono {
  flex: 0 0 auto;
  display: inline-grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: linear-gradient(145deg, #0b2a5b, #1a4a8c);
  color: #fff;
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .02em;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.18);
}

.insurer-logo {
  flex: 0 0 auto;
  width: 56px;
  height: 56px;
  border-radius: 12px;
  object-fit: contain;
  background: #fff;
  border: 1px solid var(--line);
  padding: 4px;
}

.badge-eval {
  display: inline-block;
  margin-top: .35rem;
  padding: .15rem .5rem;
  border-radius: 999px;
  background: #eef3f9;
  color: var(--muted);
  font-size: .68rem;
  font-weight: 700;
}

.faq details {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  padding: .9rem 1rem;
  margin-bottom: .7rem;
}

.faq summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--navy);
}

.faq details p {
  margin: .75rem 0 0;
  color: var(--muted);
}

.form-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.4rem;
  box-shadow: var(--shadow);
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.field { display: grid; gap: .35rem; }
.field.full { grid-column: 1 / -1; }

.field label {
  font-size: .86rem;
  font-weight: 600;
  color: var(--anthracite);
}

.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 44px;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: .65rem .8rem;
  background: #fff;
  color: var(--ink);
}

.field textarea { min-height: 120px; resize: vertical; }

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: 2px solid rgba(31,94,255,.25);
  border-color: var(--blue);
}

.check-row {
  display: flex;
  flex-wrap: wrap;
  gap: .8rem 1.2rem;
}

.check-row label {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  font-size: .9rem;
}

.alert {
  padding: .85rem 1rem;
  border-radius: 10px;
  margin-bottom: 1rem;
  font-size: .92rem;
}
.alert-success { background: #e8f7ef; color: var(--success); }
.alert-error { background: #fdeceb; color: var(--danger); }

.legal-note {
  font-size: .82rem;
  color: var(--muted);
  margin-top: 1rem;
}

.site-footer {
  background: var(--navy-deep);
  color: rgba(255,255,255,.82);
  padding: 3rem 0 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.site-footer h3 {
  margin: 0 0 .8rem;
  color: #fff;
  font-size: 1rem;
}

.site-footer .footer-heading {
  display: flex;
  align-items: center;
  gap: .45rem;
}

.site-footer .footer-heading .ico {
  width: 15px;
  height: 15px;
  flex: 0 0 auto;
  opacity: .85;
  color: #9eb6e8;
}

.site-footer a { color: rgba(255,255,255,.78); }
.site-footer a:hover { color: #fff; }
.site-footer ul { display: grid; gap: .45rem; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12);
  padding-top: 1rem;
  font-size: .85rem;
  display: flex;
  flex-wrap: wrap;
  gap: .75rem;
  justify-content: space-between;
}

.mobile-cta {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 60;
  display: none;
  grid-template-columns: repeat(3, 1fr);
  gap: .4rem;
  padding: .55rem .6rem calc(.55rem + env(safe-area-inset-bottom));
  background: rgba(255,255,255,.96);
  border-top: 1px solid var(--line);
  backdrop-filter: blur(8px);
}

.mobile-cta a {
  min-height: 44px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  font-size: .82rem;
  font-weight: 800;
}

.page-hero {
  padding: 2.5rem 0 1.5rem;
  background: linear-gradient(180deg, #f7f9fd, #fff);
  border-bottom: 1px solid var(--line);
}

.page-hero h1 {
  margin: 0 0 .75rem;
  font-size: clamp(1.7rem, 3.4vw, 2.5rem);
  color: var(--navy);
  letter-spacing: -.01em;
}

.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: .35rem;
  margin-bottom: .9rem;
  font-size: .84rem;
  color: var(--muted);
}

.breadcrumb a:hover { color: var(--blue); }

.prose {
  max-width: 760px;
}

.prose h2 {
  margin: 2rem 0 .75rem;
  color: var(--navy);
  font-size: 1.35rem;
}

.prose p { color: var(--muted); }

.answer-box {
  background: var(--blue-soft);
  border-left: 4px solid var(--blue);
  border-radius: 0 12px 12px 0;
  padding: 1rem 1.1rem;
  margin: 1rem 0 1.5rem;
}

.answer-box strong { color: var(--navy); }

.timeline-visual {
  display: grid;
  gap: .75rem;
}

.timeline-visual .node {
  display: grid;
  grid-template-columns: 28px 1fr;
  gap: .8rem;
  align-items: start;
}

.timeline-visual .dot {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  display: grid;
  place-items: center;
  font-size: .75rem;
  font-weight: 800;
}

/* Hasar dosyası sayfası */
.page-hero-rich {
  padding: 2.75rem 0 2.25rem;
}

.page-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(240px, .75fr);
  gap: 1.5rem 2rem;
  align-items: start;
}

.page-lead {
  margin: 0 0 1.25rem;
  max-width: 54ch;
  color: var(--muted);
  font-size: 1.02rem;
  line-height: 1.55;
}

.page-hero-aside {
  background: linear-gradient(165deg, #0f2747, #163a66);
  color: #fff;
  border-radius: 18px;
  padding: 1.25rem 1.35rem;
  box-shadow: var(--shadow);
}

.page-hero-aside .aside-label {
  margin: 0 0 .35rem;
  font-size: .72rem;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: rgba(255,255,255,.65);
  font-weight: 700;
}

.page-hero-aside h2 {
  margin: 0 0 .85rem;
  font-size: 1.15rem;
  color: #fff;
}

.aside-list {
  display: grid;
  gap: .65rem;
  margin: 0 0 1rem;
  padding: 0;
  list-style: none;
}

.aside-list li {
  font-size: .9rem;
  line-height: 1.4;
  color: rgba(255,255,255,.88);
}

.aside-list strong {
  display: block;
  color: #fff;
  margin-bottom: .1rem;
}

.aside-note {
  margin: 0;
  font-size: .82rem;
  color: rgba(255,255,255,.7);
  line-height: 1.4;
}

.dosya-answer { margin-bottom: 2rem; }

.dosya-flow {
  list-style: none;
  margin: 0 0 2rem;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: .85rem;
}

.dosya-step {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: .75rem;
  align-items: start;
  padding: 1rem 1.05rem;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  min-height: 118px;
  position: relative;
  overflow: hidden;
  transition: border-color .25s ease, box-shadow .25s ease, transform .25s ease;
}

.dosya-step:hover {
  border-color: color-mix(in srgb, var(--blue) 35%, var(--line));
  box-shadow: var(--shadow);
  transform: translateY(-2px);
}

.dosya-num {
  font-weight: 800;
  color: var(--blue);
  font-size: .95rem;
  letter-spacing: .04em;
  font-variant-numeric: tabular-nums;
}

.dosya-step-body {
  display: grid;
  gap: .3rem;
  min-width: 0;
}

.dosya-step-body strong {
  color: var(--navy);
  font-size: .98rem;
  line-height: 1.25;
}

.dosya-step-body span {
  color: var(--muted);
  font-size: .86rem;
  line-height: 1.4;
}

.dosya-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin: 0 0 1.25rem;
}

.dosya-card {
  padding: 1.15rem 1.2rem;
  border-radius: 14px;
  background: linear-gradient(180deg, #f7faff, #fff);
  border: 1px solid var(--line);
}

.dosya-card h3 {
  margin: 0 0 .45rem;
  color: var(--navy);
  font-size: 1.02rem;
}

.dosya-card p {
  margin: 0 0 .85rem;
  color: var(--muted);
  font-size: .9rem;
  line-height: 1.45;
}

.dosya-card a {
  color: var(--blue);
  font-weight: 700;
  font-size: .88rem;
}

.dosya-card a:hover { text-decoration: underline; }

.dosya-cta-band {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
}

.dosya-cta-band h2 {
  margin: 0 0 .35rem;
  color: var(--navy);
  font-size: clamp(1.25rem, 2.5vw, 1.55rem);
}

.dosya-cta-band p {
  margin: 0;
  color: var(--muted);
  max-width: 42ch;
}

@media (max-width: 980px) {
  .page-hero-grid,
  .dosya-flow,
  .dosya-cards {
    grid-template-columns: 1fr;
  }
  .dosya-flow {
    grid-template-columns: 1fr;
  }
}

@media (min-width: 981px) and (max-width: 1100px) {
  .dosya-flow {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

.empty-state {
  padding: 2rem;
  border: 1px dashed var(--line);
  border-radius: var(--radius);
  color: var(--muted);
  background: var(--bg);
}

.admin-body { background: #eef2f8; }
.admin-shell { display: grid; grid-template-columns: 240px 1fr; min-height: 100vh; }
.admin-side {
  background: var(--navy-deep);
  color: #fff;
  padding: 1.25rem;
}
.admin-side a {
  display: block;
  padding: .55rem .7rem;
  border-radius: 8px;
  color: rgba(255,255,255,.85);
  margin-bottom: .25rem;
}
.admin-side a:hover,
.admin-side a.active { background: rgba(255,255,255,.1); color: #fff; }
.admin-main { padding: 1.5rem; }
.admin-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 1rem;
  margin-bottom: 1rem;
}
.table { width: 100%; border-collapse: collapse; font-size: .9rem; }
.table th, .table td {
  border-bottom: 1px solid var(--line);
  text-align: left;
  padding: .65rem .4rem;
  vertical-align: top;
}

/* Home redesign blocks */
.section-cta { margin-top: 1.4rem; }
.narrow { max-width: 820px; }

.process-rail {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.process-rail li {
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  padding: 1.1rem 1.15rem;
  display: grid;
  gap: .35rem;
  min-height: 128px;
  transition: transform .25s ease, box-shadow .25s ease;
}

.process-rail li:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.rail-num {
  font-weight: 800;
  color: var(--blue);
  font-size: .95rem;
  letter-spacing: .04em;
}

.process-rail strong {
  color: var(--navy);
  font-size: 1rem;
}

.process-rail span {
  color: var(--muted);
  font-size: .88rem;
}

.service-spotlight {
  display: grid;
  gap: 0;
  align-content: start;
}

.service-row {
  display: grid;
  grid-template-columns: 3.25rem minmax(0, 1fr);
  gap: .85rem;
  align-items: center;
  padding: 1rem 1rem;
  margin: 0 -.35rem;
  border-radius: 12px;
  border-bottom: 1px solid var(--line);
  transition:
    background .28s ease,
    transform .28s ease,
    border-color .28s ease,
    box-shadow .28s ease;
}

.service-row:last-child {
  border-bottom: 0;
}

.service-no {
  font-weight: 800;
  color: var(--blue);
  font-size: .95rem;
  letter-spacing: .04em;
  font-variant-numeric: tabular-nums;
  transition: transform .28s ease, color .28s ease;
}

.service-row h3 {
  margin: 0 0 .25rem;
  font-size: 1.08rem;
  color: var(--navy);
}

.service-row p {
  margin: 0;
  color: var(--muted);
}

.trust-panel {
  border: 1px dashed #b8c4d8;
  border-radius: 16px;
  background: linear-gradient(180deg, #f8fbff, #fff);
  padding: 1.5rem;
}

.trust-panel p {
  margin: 0 0 1rem;
  color: var(--muted);
  max-width: 58ch;
}

.section-split {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 0;
  padding: 0;
  background: var(--navy-deep);
  color: #fff;
}

.split-media img {
  width: 100%;
  height: 100%;
  min-height: 420px;
  object-fit: cover;
}

.split-copy {
  padding: clamp(2.5rem, 6vw, 4.5rem) clamp(1.4rem, 4vw, 3rem);
  display: grid;
  align-content: center;
  gap: 1.25rem;
}

.split-copy .section-head { margin-bottom: 0; }
.split-copy .section-head p { color: rgba(255,255,255,.72); }

.flow-list {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
}

.flow-list li {
  padding: .45rem .7rem;
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  font-size: .84rem;
  font-weight: 600;
}

.feature-duo {
  width: min(var(--container), calc(100% - 2rem));
  margin-inline: auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.feature-block {
  border: 1px solid var(--line);
  border-radius: 18px;
  overflow: hidden;
  background: #fff;
}

.feature-block img {
  width: 100%;
  height: 240px;
  object-fit: cover;
}

.feature-body {
  padding: 1.25rem 1.3rem 1.4rem;
}

.feature-body h2 {
  margin: 0 0 .55rem;
  font-size: 1.35rem;
  color: var(--navy);
}

.feature-body p {
  margin: 0 0 1rem;
  color: var(--muted);
}

.tech-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.tech-card {
  margin: 0;
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid var(--line);
  background: #fff;
}

.tech-card img {
  width: 100%;
  height: 210px;
  object-fit: cover;
}

.tech-card figcaption {
  padding: 1rem 1.1rem 1.2rem;
}

.tech-card h3 {
  margin: 0 0 .3rem;
  font-size: 1.05rem;
  color: var(--navy);
}

.tech-card p {
  margin: 0;
  color: var(--muted);
  font-size: .92rem;
}

.cta-band {
  background:
    radial-gradient(circle at 90% 20%, rgba(31,94,255,.22), transparent 40%),
    linear-gradient(135deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: #fff;
  padding: clamp(2.8rem, 6vw, 4rem) 0;
}

.cta-band-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.cta-band h2 {
  margin: 0 0 .45rem;
  font-size: clamp(1.5rem, 3vw, 2rem);
}

.cta-band p {
  margin: 0;
  color: rgba(255,255,255,.75);
  max-width: 42ch;
}

.reveal-on-scroll {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity .7s ease, transform .7s ease;
}
.reveal-on-scroll.is-in {
  opacity: 1;
  transform: none;
}

.open-panel {
  border: 1px solid var(--line);
  border-radius: 18px;
  background: linear-gradient(180deg, #f8fbff, #fff);
  padding: clamp(1.4rem, 3vw, 2rem);
  box-shadow: var(--shadow);
}

.open-panel.soft {
  background: #f7f9fd;
  box-shadow: none;
}

.open-panel h2,
.open-panel h3 {
  margin: 0 0 .75rem;
  color: var(--navy);
}

.open-panel p {
  margin: 0 0 .85rem;
  color: var(--muted);
  max-width: 68ch;
}

.scenario-card a {
  display: inline-block;
  margin-top: .9rem;
  color: var(--blue);
  font-weight: 700;
  font-size: .9rem;
}

.subhead {
  margin: 0 0 1rem;
  font-size: 1.1rem;
  color: var(--navy);
}

.badge-contracted {
  display: inline-block;
  margin-top: .55rem;
  padding: .2rem .55rem;
  border-radius: 999px;
  background: var(--blue-soft);
  color: var(--blue);
  font-size: .72rem;
  font-weight: 800;
  letter-spacing: .02em;
}

.eyebrow {
  display: inline-flex;
  margin: 0 0 .65rem;
  color: var(--blue);
  font-weight: 700;
  font-size: .86rem;
}

.home-strip {
  background: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.home-strip-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}

.home-strip-inner a {
  display: grid;
  gap: .2rem;
  padding: 1rem 1.1rem;
  color: rgba(255,255,255,.88);
  border-right: 1px solid rgba(255,255,255,.1);
  transition: .2s ease;
}

.home-strip-inner a:last-child { border-right: 0; }
.home-strip-inner a:hover { background: rgba(255,255,255,.06); color: #fff; }
.home-strip-inner strong {
  font-size: .78rem;
  letter-spacing: .04em;
  color: #9ec0ff;
}
.home-strip-inner span { font-size: .92rem; font-weight: 700; }

.home-statement {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 2rem;
  align-items: center;
}

.home-statement-copy h2 {
  margin: 0 0 .85rem;
  font-size: clamp(1.7rem, 3.2vw, 2.4rem);
  color: var(--navy);
  letter-spacing: -.01em;
}

.home-statement-copy p {
  margin: 0 0 .85rem;
  color: var(--muted);
  max-width: 48ch;
}

.home-statement-media {
  margin: 0;
  border-radius: 18px;
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  min-height: 320px;
}

.home-statement-media img {
  width: 100%;
  height: 100%;
  min-height: 320px;
  object-fit: cover;
}

.path-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.path-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 1.35rem 1.3rem 1.4rem;
  display: grid;
  gap: .75rem;
  min-height: 240px;
  align-content: start;
  transition: transform .25s ease, box-shadow .25s ease;
}

.path-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.path-card-accent {
  border-color: #b8c9f0;
  background: linear-gradient(180deg, #f4f8ff, #fff);
}

.path-label {
  font-size: .75rem;
  font-weight: 800;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--blue);
}

.path-card h3 {
  margin: 0;
  font-size: 1.2rem;
  color: var(--navy);
}

.path-card p {
  margin: 0;
  color: var(--muted);
  flex: 1;
}

.section-head-row {
  display: flex;
  flex-wrap: wrap;
  align-items: end;
  justify-content: space-between;
  gap: 1rem;
  max-width: none;
}

.process-rail-compact li {
  min-height: 118px;
  padding: 1rem;
}

.process-intro {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: .85rem;
  margin: 0 0 1.25rem;
}

.process-intro > div {
  border: 1px solid var(--line);
  border-radius: 14px;
  background: linear-gradient(180deg, #f7faff, #fff);
  padding: .95rem 1rem;
  display: grid;
  gap: .3rem;
}

/* Hasar süreci — scroll’a bağlı sıralı animasyon */
.process-section .process-anim {
  opacity: 0;
  transform: translateY(22px);
  transition:
    opacity .55s cubic-bezier(.22, 1, .36, 1),
    transform .55s cubic-bezier(.22, 1, .36, 1),
    box-shadow .3s ease,
    border-color .3s ease;
  transition-delay: calc(var(--d, 0) * 75ms);
}

.process-section.is-animated .process-anim {
  opacity: 1;
  transform: none;
}

.process-section .process-step {
  position: relative;
  overflow: hidden;
}

.process-section .process-step::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 3px;
  background: var(--blue);
  transform: scaleY(0);
  transform-origin: top;
  transition: transform .45s cubic-bezier(.22, 1, .36, 1);
  transition-delay: calc(var(--d, 0) * 75ms + .12s);
}

.process-section.is-animated .process-step::before {
  transform: scaleY(1);
}

.process-section .process-step .rail-num {
  display: inline-block;
  transform: translateY(6px);
  opacity: .35;
  transition: transform .45s ease, opacity .45s ease, color .3s ease;
  transition-delay: calc(var(--d, 0) * 75ms + .18s);
}

.process-section.is-animated .process-step .rail-num {
  transform: none;
  opacity: 1;
}

.process-section .process-step:hover {
  border-color: color-mix(in srgb, var(--blue) 35%, var(--line));
}

.process-intro strong {
  color: var(--navy);
  font-size: .95rem;
}

.process-intro span {
  color: var(--muted);
  font-size: .86rem;
  line-height: 1.4;
}

.process-foot {
  margin-top: 1.15rem;
}

@media (max-width: 980px) {
  .process-intro { grid-template-columns: 1fr; }
}

.home-services {
  display: grid;
  grid-template-columns: minmax(240px, .9fr) minmax(0, 1.15fr);
  gap: clamp(1.25rem, 3vw, 2.25rem);
  align-items: start;
}

.home-services-visual {
  display: grid;
  gap: .9rem;
  position: sticky;
  top: calc(var(--header-h) + var(--topbar-h) + .85rem);
}

.svc-shot {
  margin: 0;
  position: relative;
  overflow: hidden;
  border-radius: 18px;
  background: var(--navy-deep);
}

.svc-shot img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transform: scale(1.02);
  transition: transform .7s cubic-bezier(.22, 1, .36, 1);
}

.services-section.is-animated .svc-shot img {
  transform: none;
}

.svc-shot-main {
  aspect-ratio: 4 / 5;
  min-height: 280px;
}

.svc-shot-alt {
  aspect-ratio: 16 / 10;
  min-height: 160px;
}

.svc-shot::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 55%, rgba(10, 27, 51, .35));
  pointer-events: none;
}

.service-group-label {
  margin: 1.15rem 0 .35rem;
  padding: 0 .65rem;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--muted);
}

.service-group-label:first-child {
  margin-top: 0;
}

.service-link {
  text-decoration: none;
  color: inherit;
}

.service-row-text {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-width: 0;
}

.service-row-text strong {
  color: var(--navy);
  font-size: 1.02rem;
  font-weight: 700;
  line-height: 1.25;
}

.service-go {
  flex: 0 0 auto;
  font-style: normal;
  color: var(--blue);
  font-size: .82rem;
  font-weight: 700;
  letter-spacing: .02em;
  opacity: .55;
  transform: translateX(0);
  transition: opacity .28s ease, transform .28s ease;
}

.service-go::after {
  content: "→";
  margin-left: .3rem;
  display: inline-block;
  transition: transform .28s ease;
}

.service-link:hover {
  background: var(--blue-soft);
  border-color: transparent;
  box-shadow: inset 3px 0 0 var(--blue);
}

.service-link:hover .service-no {
  transform: translateX(2px);
}

.service-link:hover .service-go {
  opacity: 1;
  transform: translateX(3px);
}

.service-link:hover .service-go::after {
  transform: translateX(3px);
}

.services-section .services-anim {
  opacity: 0;
  transform: translateY(18px);
  transition:
    opacity .55s cubic-bezier(.22, 1, .36, 1),
    transform .55s cubic-bezier(.22, 1, .36, 1);
  transition-delay: calc(var(--d, 0) * 55ms);
}

.services-section.is-animated .services-anim {
  opacity: 1;
  transform: none;
}

.home-dual {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.cta-band-grid {
  display: grid;
  grid-template-columns: 1.4fr .8fr;
  gap: 1.5rem;
  align-items: start;
}

.cta-address {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 16px;
  padding: 1.2rem 1.25rem;
}

.cta-address strong {
  display: block;
  margin-bottom: .55rem;
  font-size: 1.05rem;
}

.cta-address p {
  margin: 0 0 .45rem;
  color: rgba(255,255,255,.78);
  font-size: .92rem;
}

@media (max-width: 980px) {
  .home-strip-inner,
  .home-statement,
  .path-grid,
  .home-services,
  .home-dual,
  .cta-band-grid { grid-template-columns: 1fr; }
  .home-strip-inner a { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.1); }
  .home-services-visual {
    position: static;
    grid-template-columns: 1.1fr .9fr;
    gap: .75rem;
  }
  .svc-shot-main,
  .svc-shot-alt {
    aspect-ratio: 4 / 3;
    min-height: 0;
  }
}

@media (max-width: 640px) {
  .home-services-visual {
    grid-template-columns: 1fr;
  }
  .svc-shot-main { aspect-ratio: 16 / 11; }
  .svc-shot-alt { display: none; }
  .service-row {
    padding: .95rem .55rem;
    margin: 0;
  }
}

.contact-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 1.25rem;
  align-items: start;
  margin-bottom: 2rem;
}

.contact-info-panel {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.35rem 1.4rem 1.5rem;
  box-shadow: var(--shadow);
}

.contact-info-panel h2,
.contact-info-panel h3 {
  margin: 0 0 1rem;
  color: var(--navy);
}

.contact-info-panel h3 {
  margin-top: 1.4rem;
  font-size: 1.05rem;
}

.contact-dl {
  margin: 0;
  display: grid;
  gap: .85rem;
}

.contact-dl > div {
  display: grid;
  grid-template-columns: 7.5rem 1fr;
  gap: .75rem;
  padding-bottom: .75rem;
  border-bottom: 1px solid var(--line);
}

.contact-dl dt {
  margin: 0;
  color: var(--muted);
  font-size: .86rem;
  font-weight: 700;
}

.contact-dl dd {
  margin: 0;
  color: var(--ink);
  font-weight: 600;
}

.hours-table {
  width: 100%;
  border-collapse: collapse;
  font-size: .95rem;
}

.hours-table th,
.hours-table td {
  padding: .65rem .2rem;
  border-bottom: 1px solid var(--line);
  text-align: left;
}

.hours-table th {
  color: var(--anthracite);
  font-weight: 700;
  width: 55%;
}

.hours-table td {
  color: var(--navy);
  font-weight: 700;
}

.map-block {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.25rem;
  box-shadow: var(--shadow);
}

.map-head {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-end;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1rem;
}

.map-head h2 {
  margin: 0 0 .35rem;
  color: var(--navy);
  font-size: 1.25rem;
}

.map-head p { margin: 0; }

.map-frame {
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid var(--line);
  background: var(--bg);
  aspect-ratio: 21 / 9;
  min-height: 320px;
}

.map-frame iframe {
  width: 100%;
  height: 100%;
  border: 0;
  display: block;
}

@media (max-width: 980px) {
  .contact-grid { grid-template-columns: 1fr; }
  .contact-dl > div { grid-template-columns: 1fr; gap: .2rem; }
  .map-frame { aspect-ratio: 4 / 3; min-height: 280px; }
}

/* Orta genişlik: ikonları/etiketleri sıkılaştır, taşmayı önle */
@media (max-width: 1320px) {
  .nav-desktop-only { display: none; }
  .logo { max-width: 220px; }
  .logo-mark { font-size: .82rem; }
  .nav-btn,
  .nav > a.nav-btn,
  .nav-item > button.nav-btn {
    padding: 0 .55rem;
    font-size: .74rem;
  }
  .btn-label-full { display: none; }
  .btn-label-short { display: inline; }
}

/* Header: dar desktop’ta hamburger — satır kırılması olmasın */
@media (max-width: 1100px) {
  .header-inner {
    grid-template-columns: minmax(0, 1fr) auto;
  }
  .nav { display: none; }
  .header-wa { display: none; }
  .topbar-actions .icon-btn span { display: none; }
  .nav.is-open {
    display: grid;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    border-bottom: 1px solid var(--line);
    padding: .85rem 1rem 1rem;
    gap: .45rem;
    box-shadow: var(--shadow);
    grid-template-columns: 1fr;
    max-height: min(75vh, 520px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    z-index: 70;
  }
  .nav.is-open .nav-btn,
  .nav.is-open .nav-item > button.nav-btn,
  .nav.is-open .nav-desktop-only {
    display: inline-flex;
    width: 100%;
    height: 44px;
    justify-content: flex-start;
    padding: 0 .9rem;
    font-size: .9rem;
  }
  .mega {
    position: static;
    transform: none;
    width: 100%;
    box-shadow: none;
    border: 0;
    padding: .25rem 0 .65rem .75rem;
    display: none;
    grid-template-columns: 1fr;
  }
  .nav-item.open .mega { display: grid; }
  .menu-toggle { display: inline-flex; align-items: center; justify-content: center; }
  .logo { max-width: min(240px, 58vw); min-width: 0; }
  .logo-text { min-width: 0; }
  .logo-mark {
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
    font-size: .82rem;
  }
}

@media (max-width: 640px) {
  .topbar-inner { justify-content: space-between; gap: .4rem; }
  .topbar-full { display: none; }
  .topbar-short { display: inline; }
  .logo-sub { display: none; }
  .topbar-link { padding: 0 .45rem; font-size: .75rem; }
  .logo-img { width: 36px; height: 42px; }
  .header-inner { gap: .45rem; }
  .logo { max-width: calc(100% - 110px); }
}

@media (max-width: 980px) {
  html, body { overflow-x: clip; }
  .grid-3,
  .footer-grid,
  .admin-shell,
  .process-rail,
  .feature-duo,
  .tech-grid,
  .section-split { grid-template-columns: 1fr; }
  .split-media img { min-height: 260px; }
  .mobile-cta { display: grid; width: 100%; max-width: 100vw; }
  .header-cta .header-claim { display: none; }
  body { padding-bottom: calc(74px + env(safe-area-inset-bottom)); }
  .form-grid, .grid-2 { grid-template-columns: 1fr; }
  .hero-bleed {
    min-height: auto;
    align-items: stretch;
  }
  .hero-content {
    width: 100%;
    max-width: 100%;
    padding: 1.75rem 0 2rem;
  }
  .brand-lockup {
    max-width: none;
    font-size: clamp(1.45rem, 7.2vw, 2rem);
  }
  .hero-bleed h1 {
    max-width: none;
    font-size: clamp(1.05rem, 4.2vw, 1.25rem);
  }
  .hero-lead { font-size: .95rem; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn { width: 100%; }
  .hero-img { object-position: 70% center; }
  .insurer-catalog {
    grid-template-columns: 1fr;
  }
  .open-panel .hero-actions { flex-direction: column; }
  .open-panel .hero-actions .btn { width: 100%; }
  .path-grid,
  .home-services { gap: .85rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal,
  .hero-img,
  .reveal-on-scroll,
  .process-section .process-anim,
  .process-section .process-step::before,
  .process-section .process-step .rail-num,
  .services-section .services-anim,
  .svc-shot img {
    animation: none !important;
    transition: none !important;
    opacity: 1 !important;
    transform: none !important;
  }
}

/* Claim wizard + tracking */
.claim-wrap { max-width: 860px; }
.claim-steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: .4rem;
  margin: 0 0 1.35rem;
  list-style: none;
  padding: 0;
}
.claim-steps li {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: .25rem;
  font-size: .72rem;
  font-weight: 700;
  color: var(--muted);
  letter-spacing: .02em;
  text-transform: uppercase;
  border-bottom: 2px solid var(--line);
  padding-bottom: .55rem;
}
.claim-steps li span {
  display: inline-flex;
  width: 1.55rem;
  height: 1.55rem;
  border-radius: 999px;
  align-items: center;
  justify-content: center;
  background: var(--bg);
  color: var(--navy);
  font-size: .78rem;
}
.claim-steps li.is-active,
.claim-steps li.is-done {
  color: var(--navy);
  border-bottom-color: var(--blue);
}
.claim-steps li.is-active span,
.claim-steps li.is-done span {
  background: var(--blue);
  color: #fff;
}
.claim-pane {
  border: 0;
  margin: 0;
  padding: 0;
  min-width: 0;
  display: none;
}
.claim-pane.is-active { display: block; }
.claim-pane legend {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: .65rem;
  padding: 0;
}
.claim-type-grid {
  display: grid;
  gap: .65rem;
  margin: 1rem 0 1.25rem;
}
.claim-type {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: .75rem;
  align-items: start;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: .9rem 1rem;
  cursor: pointer;
  background: #fff;
  transition: border-color .2s ease, background .2s ease;
}
.claim-type:has(input:checked) {
  border-color: var(--blue);
  background: var(--blue-soft);
}
.claim-nav {
  display: flex;
  flex-wrap: wrap;
  gap: .65rem;
  margin-top: 1.25rem;
}
.claim-disclaimer {
  margin-top: 1rem;
  padding: .9rem 1rem;
  border-radius: 12px;
  background: #f7f9fd;
  border: 1px solid var(--line);
  color: var(--muted);
  font-size: .88rem;
  line-height: 1.45;
}
.claim-success-card .alert { margin-bottom: 1rem; }
.track-timeline {
  list-style: none;
  margin: 1.25rem 0;
  padding: 0;
  display: grid;
  gap: .45rem;
}
.track-timeline li {
  position: relative;
  padding: .55rem .75rem .55rem 1.6rem;
  border-radius: 10px;
  background: #f7f9fd;
  color: var(--muted);
  font-size: .92rem;
}
.track-timeline li::before {
  content: "";
  position: absolute;
  left: .65rem;
  top: 50%;
  width: .45rem;
  height: .45rem;
  border-radius: 50%;
  background: var(--line);
  transform: translateY(-50%);
}
.track-timeline li.is-done {
  color: var(--navy);
}
.track-timeline li.is-done::before { background: var(--success); }
.track-timeline li.is-current {
  background: var(--blue-soft);
  color: var(--navy);
  font-weight: 700;
}
.track-timeline li.is-current::before { background: var(--blue); }
.track-status { font-size: 1.05rem; }
.faq-list { display: grid; gap: .65rem; }
.faq-item {
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: .85rem 1rem;
  background: #fff;
}
.faq-item summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--navy);
}
.faq-body { margin-top: .65rem; color: var(--muted); font-size: .95rem; }
@media (max-width: 720px) {
  .claim-steps { grid-template-columns: repeat(5, minmax(0, 1fr)); gap: .2rem; }
  .claim-steps li { font-size: 0; border-bottom-width: 3px; }
  .claim-steps li span { font-size: .75rem; }
}